Medicare health insurance in Arizona: medicare plans in arizona
Nearly 1.3 million Arizona residents have Medicare coverage.
About 39 percent of Arizona Medicare beneficiaries had Medicare Advantage plans as of 2017. (Most of the rest had Original Medicare, but some had Medicare Cost plans.).
60 insurers offer Medigap plans in Arizona, but none offer coverage to people under age 65.
Arizona’s Part D enrollees are split roughly equally between those with stand-alone Part D plans and those with Part D integrated with Medicare Advantage.
Per-enrollee Original Medicare spending was about $8,700 in 2016 (about 9 percent lower than the national average).
A Medicare Advantage plan helps fill in the gaps that Original Medicare does not cover. With Blue Medicare Advantage plans, you get all of the health and medical benefits of Original Medicare plus additional benefits and services. This includes lower cost-sharing for inpatient and outpatient services and coverage for prescription drugs– all in one convenient, easy-to-use plan. You pay one monthly premium for both your health and prescription drug coverage.
BCBSAZ Advantage offers three Medicare Advantage-Prescription Drug (MAPD) plan options that can help you bridge the gaps in Original Medicare coverage, with flexible options available to fit your individual needs.
Medicare resources in Arizona.
Arizona Department of Economic Security, Division of Aging and Adult Services– This state office offers information about Arizona Medicare options for seniors and disabled beneficiaries. Both Medicare and Medicaid information is available through this office. This includes information about Medicare Advantage plans, Medicare Prescription Drug Plans, and dual-eligibility programs. In addition, the Division of Aging and Adult Services oversees the following programs:.
State Health Insurance Assistance Program (SHIP)– Offers free counseling services to beneficiaries and their families about their Medicare and health coverage options.
Senior Medicare Patrol (SMP)– Created to help beneficiaries protect themselves from fraud and report errors in billing claims.
Ferret Out Fraud Program– Trains volunteers to educate individuals on Medicare fraud issues.
Arizona Department of Insurance– This state government office provides a variety of relevant information, including the most recent information about Medicare Prescription Drug Plans available in the state. The overall goal of the Department of Insurance is to promote a healthy insurance industry, consumer protection, and economic development within Arizona. In addition to local information about Medicare in Arizona, the website offers links to national government offices for Medicare, Medicaid, and Social Security.